Most home owners will refinance their mortgage every 7 years. That means over the course of a 30-year mortgage you're likely to refinance at least 4 times, twice during a 15-year mortgage. That can mean thousands in lender and appraisal fees every time.
That's where Wholesale Mortgage Direct's Lifetime Guarantee can give you a huge advantage. After you finance with us the first time, we'll waive our lender fees and reimburse your appraisal fee when you refinance your home with Wholesale Mortgage Direct in the future.
Your Wholesale Mortgage Direct Lifetime Guarantee is just one of the ways we're working to be your first choice for refinancing. Please contact us for the next steps.
* Wholesale Mortgage Direct, LLC Lifetime Guarantee ("Guarantee") - Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by Wholesale Mortgage Direct that is secured by the same property upon which that borrower previously received from Wholesale Mortgage Direct, LLC a loan and “Wholesale Mortgage Direct, LLC Lifetime Guarantee” certificate. The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs and down payment assistance programs. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree). The Guarantee may only be used by submitting an application directly to Wholesale Mortgage Direct, LLC.
For Guarantees issued on or after September 1st, 2022, the Guarantee may not be redeemed within 6 calendar months of the Date Issued. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan. Wholesale Mortgage Direct, LLC cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time. For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction. “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice.
Future applicants must contact Wholesale Mortgage Direct, LLC directly via the website: www.https://www.wholesalemortgagedirect.com/lifetime-guarantee or via telephone 800-677-4199 to qualify for the Guarantee. Applying for a Wholesale Mortgage Direct, LLC loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.